The insurer admitted liability, didn’t they?
I often have prospective clients say to me, ‘the insurance company for the other driver admitted liability’ or ‘the insurance company for the other driver admitted liability because they paid for the repairs to my vehicle’. Insurers rarely admit liability. How does this impact you? The payment by the other driver’s insurer for the damages to your vehicle is not …
Read MoreWhat to do when your insurance company says ‘you’re out of treatments’?
I regularly have clients call me to say that their own insurance company have told them that they only have either 10 or 21 treatments covered by their insurance policy. This is simply not the case, read on to find out why. Under the Minor Injury Regulations, you are entitled to (typically) 21 treatments of physiotherapy, massage or chiropractic ‘no …
Read MoreWhat is the Process to Change Lawyers?
Occasionally I have people approach me who already have a lawyer. They may be concerned about a lack of communication from their lawyer, a failure to move their file along on a timely basis or a host of other reasons. They ask if they can transfer their file to another personal injury lawyer. If you’ve been in an accident, the …
Read MoreInjured in Car Accident and Can’t Work – Options From Insurance
Often times I have clients that have been injured in car accidents and are unable to work. Have you checked to see if you have disability insurance through work (Sunlife, Manulife etc.) that will provide some short term loss of income benefits? Make sure you inquire of your human resources or supervisor to see if these benefits are available. Whether …
Read MoreDo I only get 21 treatments if I have ‘soft tissue’ injuries?
We are providing this update from a previous post on a question that prospective clients routinely ask pertaining to the number of treatments they are ‘allowed’ according to their insurer. To put it simply the ’21 treatment’ limit is simply not the case. The regulations provide that you are entitled to 21 treatments (which may include massage/acupuncture etc.,) recommended by …
Read MoreTaylor Conway Joins Google+
Just in time for the New Year we’re happy to announce that Taylor Conway has a new Google+ page found here! Add us to your circles to get the latest news, legal tips, and information on real estate or personal injury law. You can also chat with us there submitting questions or commenting on our posts. We hope to connect …
Read MoreHow Much is an Injury Claim Worth?
I’m often asked how much is the person’s claim worth when they first meet with me. Generally anyone that will tell you what your claim is worth on the first meeting is inexperienced or ill-informed (or both). The reason for this is that your family doctor will be unwilling to give a prognosis (i.e. an opinion on what the future …
Read MoreDon’t Assume Your Injury is Minor
If you are in a car accident, insurers would have you believe that all ‘soft-tissue’ injuries are ‘minor’ and are therefore ‘capped’ at $4,000 under the Minor Injury Regulations. This is simply NOT the case. I am reminded of a file I had a number of years ago where the client’s family doctor diagnosed a ‘whiplash’ injury. The client had …
Read More
Real Estate Buying Tips: Hold Backs
Generally, a purchaser will be unable negotiate a hold back for a portion of the purchase price on the closing date. For example, suppose that you, as purchaser, are taking possession of your new house today and you find that the dishwasher does not work, the front window is now broken or a giant stain has appeared in the carpet. …
Read More
The Insurer wants to write off my car – now what?
There are many cases where a collision occurs and the insurer for the other vehicle tells you that the cost of repairing your vehicle is more expensive than the value of your vehicle so they are going to ‘write it off’. They’ll propose paying you some minimal amount for your car. Think about why the insurer may want to write …
Read More